DIY your Christmas gifts this year with 925 sterling silver photo charms from GLAMULET. they are compatible with Pandora bracelets. Exploding Box - could be a great gift by adding gift cards to some of the flaps!
Write a letter to your child or grandchild each year and include money for grad gift. I like this idea of writing a letter, and even adding money, but I think it'd be better to go longer than a grad gift. Wedding, first home, first child?