LOVE ME SOME DAVE RAMSEY! Another pinner said: "My husband and I have been doing the Dave Ramsey Debt Snowball system/budget for the last 2 years and we have paid off 2 cars, 3 credit cards, and are still going strong. I would recommend it to EVERYONE!
The five-dollar savings plan: Every time you find yourself with a five-dollar bill in your possession, set it aside instead of spending it. At the end of the year, use the money you've saved for a big purchase or do something you wouldn't normally do.